Mortgage Calculator Connecticut

Mortgage Calculator Connecticut is your comprehensive resource for home financing in the state. Begin with the tailored tool Mortgage Calculator for CT to assess payments, and utilize Mortgage Rate Calculator CT for rate exploration. With our suite of calculators, including Mortgage Calculator in Connecticut, you can confidently manage your finance.

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Mortgage Calculator Connecticut (1)

Average Mortgage Payment In Connecticut

The average monthly mortgage payment CT is $2,083, This is based on a median home price of $417,200 and a 30-year fixed mortgage with a 20% down payment and a 5.9% interest rate, according to MoneyGeek.

Also Click Here: Mortgage Calculator MO 

Mortgage Calculator CT With Taxes

Here is a Connecticut mortgage calculator with taxes that you can use to estimate your monthly mortgage payment:

  • Mortgage Calculator CT with Taxes
  • Purchase price: $382,500
  • Down payment: 20%
  • Interest rate: 6.81%
  • Loan term: 30 years
  • Property taxes: $4,200
  • per year Monthly payment: $2,375

Click Here More: Mortgage Calculator New Mexico 

Best Current Mortgage Rates Connecticut

Today's mortgage rates Ct as of August 12, 2023 are as follows:


30-year fixed mortgage: 6.81%

15-year fixed mortgage: 6.21%

5-year adjustable-rate mortgage (ARM): 6.01%

7-year ARM: 6.11%


You can also utilize a Connecticut mortgage rates calculator to estimate your monthly payment using varying interest rates and loan terms.

Current Refinance Mortgage Rates CT

According to Bankrate.com, as of October 1, 2023, refinance mortgage rates CT are as follows:


  • 30-year fixed: 8.07%
  • 15-year fixed: 6.86%
  • 5-year adjustable-rate mortgage (ARM): 7.10

Current 30-Year Fixed Mortgage Rate In Connecticut

As of August 12, 2023, the current 30-year fixed mortgage rate in Connecticut is 6.81%. The national average 30-year fixed mortgage rate is 6.28%.

15 year mortgage rates Ct

15 year mortgage rates Ct as of October 5, 2023:


  • Conventional: 6.722% - 7.34%
  • FHA: 7.325% - 7.425%
  • VA: 7.125% - 7.225%
  • USDA: 6.25%

Stamford CT Mortgage Rates

As of August 12, 2023, the Stamford mortgage rates, Connecticut are as follows:

30-year fixed mortgage: 6.81%

15-year fixed mortgage: 6.21%

5-year adjustable-rate mortgage (ARM): 6.01%

7-year ARM: 6.11%

Bridgeport County CT mortgage Rates

According to Bankrate.com, as of October 1, 2023, Bridgeport county CT mortgage rates are as follows:


  • 30-year fixed: 7.530%
  • 15-year fixed: 6.724%
  • 5-year adjustable-rate mortgage (ARM): 8.100%

New Haven County CT Mortgage Rates

Today's current new haven county CT mortgage rates are:

  • 7.596% for a 30-year fixed
  • 6.710% for a 15-year fixed
  • 8.157% for a 5-year adjustable-rate mortgage (ARM)

Waterbury County CT Mortgage Rates

Today's current Waterbury county CT mortgage rates are

  • 7.552% for a 30-year fixed
  • 6.700% for a 15-year fixed
  • 8.143% for a 5-year adjustable-rate mortgage (ARM)

Hartford County CT Mortgage Rates

Today's current mortgage rates Hartford county CT mortgage rates are:

  • 7.552% for a 30-year fixed
  • 6.700% for a 15-year fixed
  • 8.143% for a 5-year adjustable-rate mortgage (ARM)

Danbury mortgage rates

Danbury mortgage rates as of October 3, 2023:


  • Conventional 30-year fixed: 7.463% - 7.550%
  • FHA 30-year fixed: 7.575% - 7.650%
  • VA 30-year fixed: 7.375% - 7.450%
  • USDA 30-year fixed: 7.250% - 7.350%

Fairfield County Mortgage Rates

Fairfield County mortgage rates as of October 1, 2023:


  • 30-year fixed: 7.75%
  • 20-year fixed: 7.50%
  • 15-year fixed: 6.75%
  • 10-year fixed: 6.50%
  • 5/1 ARM: 6.00%

CHFA CT Mortgage Rates

CHFA CT Mortgage Rates as of October 1, 2023:

  • Conventional First Mortgage: 6.625%
  • FHA Loan: 6.750%
  • VA Loan: 6.500%
  • USDA Loan: 6.250%

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Current Jumbo Mortgage Rates CT

Current jumbo mortgage rates in Connecticut as of October 3, 2023 are:


  • 30-year fixed: 7.57%
  • 20-year fixed: 7.375%
  • 15-year fixed: 7.125%

Lowest Mortgage Rates in Connecticut

The lowest mortgage rates in Connecticut as of October 1, 2023 are:


  • 30-year fixed: 7.375%
  • 20-year fixed: 7.125%
  • 15-year fixed: 6.750%
  • 10-year fixed: 6.500%
  • 5/1 ARM: 5.875%

TD CT Mortgage Rates

TD Bank's current mortgage rates in Connecticut as of October 4, 2023 are:


  • Conventional Fixed-Rate Mortgages: 6.91% - 7.84%
  • FHA Fixed-Rate Mortgages: 5.94% - 6.79%
  • VA Fixed-Rate Mortgages: 5.94% - 6.79%
  • USDA Fixed-Rate Mortgages: 6.25%

Home Mortgage Rates in Ct

Home mortgage rates Ct as of October 1, 2023:


  • Conventional Fixed-Rate Mortgages: 7.125% - 7.725%
  • FHA Fixed-Rate Mortgages: 7.325% - 7.825%
  • VA Fixed-Rate Mortgages: 7.125% - 7.625%
  • USDA Fixed-Rate Mortgages: 7.250%

CT FHA Mortgage Rates

CT FHA Mortgage Rates as of October 4, 2023:

30-year fixed: 7.725% - 7.825%

20-year fixed: 7.525% - 7.625%

15-year fixed: 7.325% - 7.425%

Connecticut Mortgage Recording Tax

The Connecticut Mortgage Recording Tax is a tax paid on the recording of a mortgage deed in Connecticut. The tax rate is 0.75% of the mortgage amount, up to $800,000. For mortgage amounts over $800,000, the tax rate is 1.25% on the portion of the mortgage amount that exceeds $800,000.

Connecticut Credit Union Mortgage Rates

Connecticut credit union mortgage rates as of October 5, 2023 is Conventional Fixed-Rate 30-year: 7.675% - 7.650%

Investment Property Mortgage Rates Connecticut

Investment property mortgage rates in Connecticut as of October 5, 2023 range from 7.57% to 7.97% for a 30-year conventional fixed-rate loan.

Connecticut Mortgage Lenders

Best mortgage lenders in CT are:

  • Guaranteed Rate Conventional 6.81%
  • Quicken Loans Conventional 6.81%
  • Rocket Mortgage Conventional 6.81%
  • Navy Federal Credit Union Conventional 6.75%
  • USAA Conventional 6.75%
  • First Horizon Home Loans Conventional 6.81%
  • PNC Mortgage Conventional 6.81%
  • Bank of America Conventional 6.81%
  • Wells Fargo Conventional 6.81%
  • SunTrust Mortgage Conventional 6.81%

Mortgage Brokers in Ct

List of the best mortgage brokers in Ct


  • New England Home Mortgage LLC (Southington, CT)
  • Robert Weinberg | Connecticut's #1 Mortgage Lender (Woodbury, CT)
  • Danielle C. Pennington | Vice President of Lending | New England Home Mortgage (Shelton, CT)
  • Sojourn Mortgage (Hartford, CT)
  • Global Unity Mortgage (Hartford, CT)
  • Mortgage Network (Danbury, CT)
  • Fairway Independent Mortgage Corporation (Shelton, CT)
  • PrimeLending (Wallingford, CT)
  • LoanDepot (Norwich, CT)
  • Quicken Loans (Rocky Hill, CT)
  • Bank of America (multiple locations throughout CT)
  • Wells Fargo (multiple locations throughout CT)
  • Chase (multiple locations throughout CT)

Mortgage Lenders in Connecticut For Bad Credit

List below for mortgage lenders in Connecticut for bad credit:


  • Prysma Lending Group, LLC (Danbury, CT)
  • Bay Equity Home Loans (South Windsor, CT)
  • Fairway Independent Mortgage Corporation (Shelton, CT)
  • New American Funding (multiple locations throughout CT)
  • Veterans United Home Loans (multiple locations throughout CT)
  • Rocket Mortgage (multiple locations throughout CT)
  • Freedom Mortgage (multiple locations throughout CT)
  • United Wholesale Mortgage (multiple locations throughout CT)
  • Plaza Home Mortgage (multiple locations throughout CT)
  • Primary Residential Mortgage, Inc. (multiple locations throughout CT)
  • Carrington Mortgage Services, LLC (multiple locations throughout CT)
  • Caliber Home Loans, Inc. (multiple locations throughout CT)

Current VA Mortgage CT

As of October 1, 2023, the current VA mortgage rates in Connecticut are as follows:


  • 30-year fixed: 7.06%
  • 15-year fixed: 6.86%
  • 5-year adjustable-rate mortgage (ARM): 7.10%

CT Mortgage Fees

Here are some of the most common mortgage fees in Connecticut:


  • Origination fee: This is a fee charged by the lender for processing the loan. It is typically 0.5% to 1% of the loan amount.
  • Appraisal fee: This is a fee paid to have the home appraised to determine its value. The cost varies depending on the value of the home, but it is typically around $400 to $600.
  • Title insurance: This insurance protects the lender and the borrower from any title defects that may exist on the property. The cost of title insurance varies depending on the value of the home, but it is typically around $1,000.
  • Recording fee: This is a fee paid to the county to record the mortgage on the public record. The cost varies depending on the county, but it is typically around $200 to $300.
  • Attorney fees: In Connecticut, it is required to have an attorney represent the borrower at closing. The cost of attorney fees varies depending on the attorney, but it is typically around $1,000 to $2,000.

Down Payment Grants Ct

Down payment grant programs in Connecticut include:


  • Connecticut Housing Finance Authority (CHFA) Down Payment Assistance Program: This program offers down payment assistance loans of up to $20,000 to qualified first-time homebuyers and low- and moderate-income borrowers. The loan is forgivable at 10% per year, so you will not have to repay any of the loan if you live in the home for at least 10 years.


  • Fairfield Homeownership Assistance Program: This program offers down payment assistance grants of up to $10,000 to qualified first-time homebuyers and low- and moderate-income borrowers who are purchasing a home in the town of Fairfield, Connecticut.


  • Hamden First-Time Homebuyer Down Payment Assistance Grant: This program offers down payment assistance grants of up to $5,000 to qualified first-time homebuyers who are purchasing a home in the city of Hamden, Connecticut.


  • HouseHartford Homebuyer Assistance Program: This program offers down payment assistance grants of up to $40,000 to qualified first-time homebuyers and low- and moderate-income borrowers who are purchasing a home in the city of Hartford, Connecticut.

Connecticut first-time Home Buyer Grants

First-time homebuyer grants in Connecticut include:


  • Connecticut Housing Finance Authority (CHFA) First-Time Homebuyer Down Payment Assistance Program: This program offers down payment assistance loans of up to $20,000 to qualified first-time homebuyers. The loan is forgivable at 10% per year, so you will not have to repay any of the loan if you live in the home for at least 10 years.

  • CHFA Time To Own Program: This program offers down payment assistance grants of up to $50,000 to qualified first-time homebuyers who are purchasing a home in a high-opportunity area or a moderate-opportunity area.

  • FHA 203(b) Loan: This loan program from the Federal Housing Administration (FHA) allows borrowers to qualify for a mortgage with a down payment as low as 3.5%.

  • USDA Rural Development Loan Program: This loan program from the U.S. Department of Agriculture (USDA) offers no-down-payment mortgages to qualified borrowers who are purchasing a home in a rural area.

FAQs For Mortgage Calculator Connecticut

How much money do I need to buy a house in Connecticut?

You will need at least 3% of the purchase price for a down payment, plus closing costs.

Why are houses in CT so expensive?

Connecticut has a high cost of living, and there is a lot of demand for housing in the state.

Is it better to rent or buy in CT?

It depends on your individual circumstances. If you plan to stay in Connecticut for a long time, it may be better to buy.

Why is Connecticut the richest state?

Connecticut has a strong economy, and the state has a high median income.

Does Connecticut have a mortgage tax?

Yes, Connecticut has a mortgage recording tax of 0.3% of the purchase price.

Mortgage Calculator Connecticut