Mortgage Calculator Montana

Mortgage calculator Montana empowers you to estimate your potential mortgage payments accurately. As you consider home financing in Montana, our mortgage calculator for Montana becomes your trusted ally. Make informed decisions with the insights provided by the Montana mortgage calculator and Montana mortgage payment calculator.

5%

1%

5%

1421

Monthly Payment

Principal & Interest 1421

Monthly Taxes 1421

Monthly HOA 1421

Monthly Insurance 1421

Whether you're exploring different scenarios with the mortgage calculator MT or seeking a free Montana mortgage calculator, our tools ensure you're well-prepared for your housing journey.

Mortgage calculator Montana

Mortgage Rates Montana

Mortgage rates Montana residents can benefit from as of August 14, 2023, are as follows:

  1. 30-year fixed mortgage: 7.61%
  2. 15-year fixed mortgage: 6.78%
  3. 5-year adjustable-rate mortgage (ARM): 6.875%

Stay informed about the current mortgage rates MT offers, enabling effective financial planning. Keep track of Montana mortgage rates to make informed decisions. Whether you're looking for mortgage rates Montana, current Montana mortgage rates, or current mortgage interest rates Montana, these figures guide your home financing choices.

[Mortgage calculator Montana]

Also Click Here: Mortgage Calculator Nebraska 

Montana Va Mortgage Rates

As of August 14, 2023, the current VA mortgage rates in Montana are as follows:

  1. 30-year fixed mortgage: 6.99%
  2. 15-year fixed mortgage: 6.18%
  3. 5-year adjustable-rate mortgage (ARM): 6.375%

Mortgage Rates Billings MT

Here is the current mortgage rates Billings:

  1. 30-year fixed mortgage: 7.02%
  2. 15-year fixed mortgage: 6.11%
  3. 5-year adjustable-rate mortgage (ARM): 7.68%

Mortgage Rates Bozeman MT

Here is the current mortgage rates Bozeman:

  1. 30-year fixed mortgage: 7.17%
  2. 15-year fixed mortgage: 6.26%
  3. 5-year adjustable-rate mortgage (ARM): 7.78%

Mortgage Rates Great Falls MT

Here is the current mortgage rates Great Falls:

  1. 30-year fixed mortgage: 7.24%
  2. 15-year fixed mortgage: 6.33%
  3. 5-year adjustable-rate mortgage (ARM): 7.85%

Mortgage Rates Missoula MT

Here is the current mortgage rates Missoula:

  1. 30-year fixed mortgage: 7.38%
  2. 15-year fixed mortgage: 6.47%
  3. 5-year adjustable-rate mortgage (ARM): 7.99%

First-Time Home Buyer In Montana

A first-time home buyer in Montana is someone who has never owned a home before in the state of Montana. There are a number of programs available to help first-time homebuyers in Montana, including down payment assistance programs, mortgage tax credits, and homebuyer education courses.

[Mortgage calculator Montana]

Clickable Link For Info: Mortgage Calculator Maryland

First-Time Home Buyer Montana Requirements

Here are some information about first-time home buyers in Montana Requirements:

  1. Must be a first-time homebuyer in Montana
  2. Your credit score must be 620
  3. Must complete a homebuyer education course
  4. Must have a down payment of at least 3.5% of the home's purchase price

First-Time Home Buyer Montana Down Payment

The minimum down payment for a house in Montana is 3% for a conventional mortgage with a minimum credit score of 620. However, there are a number of down payment assistance programs available for first-time homebuyers, which can help you reduce the amount of money you need to save for a down payment.

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Montana Mortgage Lenders

here are some mortgage lenders in Montana:

  1. Bank of America
  2. First Interstate Bank
  3. Home Federal Bank of Montana
  4. Montana Housing
  5. NeighborWorks Montana
  6. USAA
  7. Wells Fargo
  8. Western Heritage Bank
  9. Zions Bank

Mortgage Assistance Programs In Montana

Here are some of the mortgage assistance programs available in Montana:


Montana Housing Bond vanage Down Payment Assist Program: It  provides up to 5% of the home's purchase price in down payment assistance, up to a maximum of $15,000.


MBOH Plus 0% Deferred Down Payment Assistance Program: This program provides up to 5% of the home's purchase price in down payment assistance, up to a maximum of $15,000. There are no monthly payments and interest-free for this loan. The loan must be repaid when the home is sold, refinanced, or the mortgage is paid off in full.


NeighborWorks Montana Down Payment Assistance Program: This program provides up to 3% of the home's purchase price in down payment assistance, up to a maximum of $10,000.


MoFi Down Payment Assistance Program: This program provides up to 3% of the home's purchase price in down payment assistance, up to a maximum of $10,000.


Habitat for Humanity Down Payment Assistance Program: This program provides up to 10% of the home's purchase price in down payment assistance, up to a maximum of $20,000. [Mortgage calculator Montana]

Mortgage calculator Montana-FAQs:

How to calculate mortgage rates in Montana today?

Get a quote from a mortgage lender.

Is Montana a high tax state?

No, Montana has a relatively low tax burden.

Is Montana expensive to buy a house?

It depends on the location, but Montana is generally more affordable than other states in the West.

How much is a $100 K mortgage payment for 30 years?

It depends on the interest rate, but it will be around $500 per month.

Mortgage Calculator Montana