Mortgage Calculator Virginia

Welcome to our advanced mortgage calculator Virginia, your go-to tool for accurate and convenient home financing planning.

Whether you're a first-time homebuyer or a seasoned investor, our Virginia mortgage calculator provides comprehensive insights tailored to the unique real estate market of the Old Dominion State. With features such as purchase price, down payment, and interest rate, our calculator ensures precise estimations for your mortgage journey.

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1%

5%

1421

Monthly Payment

Principal & Interest 1421

Monthly Taxes 1421

Monthly HOA 1421

Monthly Insurance 1421

Looking for specifics on Virginia mortgage calculator with taxes and insurance? You're in the right place. Our tool factors in annual taxes, annual insurance, and monthly HOA to offer a detailed overview of your financial commitments.

Welcome to our advanced mortgage calculator Virginia, your go-to tool for accurate and convenient home financing planning. Whether you're a first-time homebuyer or a seasoned investor, our Virginia mortgage calculator provides comprehensive insights tailored to the unique real estate market of the Old Dominion State. With features such as purchase price, down payment, and interest rate, our calculator ensures precise estimations for your mortgage journey.

Explore the flexibility of VA mortgage calculator options, enabling you to customize your mortgage term. Whether you're interested in a Virginia mortgage payment calculator or need a reliable mortgage calculator for Virginia, our user-friendly interface caters to your diverse needs. Embrace the ease of planning with our mortgage calculator in Virginia, providing you with the clarity and confidence essential for your homebuying decisions.

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Mortgage Calculator Virginia

Average Mortgage Payment In Virginia

The average monthly mortgage payment in Virginia:

  • Average monthly mortgage payment Virginia in July 2023: $1,334
  • Increase from July 2022: 15%
  • Average interest rate on a 30-year fixed mortgage Virginia in July 2023: 7.439%
  • Increase from July 2022: 2.139%
  • Average home price Virginia in July 2023: $485,000

Current FHA Mortgage Rates Virginia

As August 4, 2023, FHA mortgage rates Virginia, As based on data from Bankrate.com of today:


30 year fixed: 7.14%

15 year fixed: 6.34%

Conventional Mortgage Rates Virginia

As of August 4, 2023, The current conventional mortgage rates in Virginia ,Accordingly based data from Bankrate.com:


  • 30-year fixed: 7.375%
  • 15-year fixed: 6.509%
  • 5/1 ARM: 7.459%

VA Mortgage Rates Virginia

The current VA mortgage rates Virginia(4 August 2023), As based on data from Bankrate.com are:


  • 30-year fixed: 6.750%
  • 15-year fixed: 6.720%

USDA Conventional Mortgage Rates Virginia

As of August 4, 2023, the current USDA and conventional mortgage rates in Virginia are:


USDA mortgage rates


  • 30-year fixed: 7.25%
  • 15-year fixed: 6.35%


Conventional mortgage rates


  • 30-year fixed: 7.375%
  • 15-year fixed: 6.509%

Commercial Mortgage Rates Virginia

As of August 4, 2023, the current commercial mortgage rates in Virginia are:


  • Conventional: 5.84% - 10.60%
  • Conduit/CMBS: 6.47% - 7.83%
  • Insurance: 5.98% - 7.99%
  • FHA/HUD: 5.47% - 6.32%

Mortgage Rates in West Virginia

List of mortgage rates in West Virginia as of August 4, 2023:


  • Conventional 30-year fixed: 7.336%
  • Conventional 15-year fixed: 6.467%
  • Conventional 5/1 ARM: 7.300%
  • FHA 30-year fixed: 7.125%
  • FHA 15-year fixed: 6.340%
  • VA 30-year fixed: 6.750%
  • VA 15-year fixed: 6.720%
  • USDA 30-year fixed: 7.250%
  • USDA 15-year fixed: 6.350%

Current Refinance Mortgage Rates in Virginia

As August 4, 2023 based on data from Bankrate.com, The refinance mortgage rates in Virginia are:


  • 30 year fixed 7.64%
  • 15 year fixed 6.75%
  • 5/1 ARM: 7.75%

Current Mortgage Rates in Virginia

List of all current mortgage rates in VA today as of August 4, 2023:


Conventional 30-year fixed: 7.439%

Conventional 15-year fixed: 6.569%

Conventional 5/1 ARM: 7.759%

FHA 30-year fixed: 7.14%

FHA 15-year fixed: 6.34%

VA 30-year fixed: 7.61%

VA 15-year fixed: 6.72%

USDA 30-year fixed: 7.25%

USDA 15-year fixed: 6.35%

Jumbo Mortgage Rates Virginia Today

As of August 4, 2023, the VA jumbo mortgage rates today are:


30-year fixed: 7.75%

15-year fixed: 6.875%

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11 Lowest Mortgage Lenders in Virginia

The mortgage lenders in Virginia lowest based on customer reviews and ratings:


  • NBKC Bank
  • LowRates.com
  • Pennymac
  • Carrington Mortgage Services
  • Flagstar Bank
  • PNC Bank
  • First Federal Bank of North Carolina
  • Summit Mortgage Corporation
  • Supreme Lending
  • Geneva Financial
  • United Wholesale Mortgage

11 Best Mortgage Lenders in Virginia

Best mortgage lenders in VA:

  • Navy Federal Credit Union
  • USAA
  • PenFed Credit Union
  • Veterans United
  • New American Funding
  • Rocket Mortgage
  • Quicken Loans
  • Wells Fargo
  • Bank of America
  • Chase
  • US Bank

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12 Mortgage Brokers In Virginia

Based on customer reviews and online ratings, here is a list of some of the best mortgage brokers in Virginia:

  • VA Choice Home Mortgage (Virginia Beach, VA)
  • Chris Parks: Mortgage Lender in Richmond (Richmond, VA)
  • Embrace Home Loans-Virginia - Fairfax (Fairfax, VA)
  • Marimark Mortgage (Glen Allen, VA)
  • HomeStreet Bank (Richmond, VA)
  • Mortgage America (Richmond, VA)
  • The Loan Store (Virginia Beach, VA)
  • Fairway Independent Mortgage Corporation (Fairfax, VA)
  • AmeriSave Mortgage Corporation (Fairfax, VA)
  • Interstate Mortgage Lending (Richmond, VA)
  • LoanDepot (Richmond, VA)
  • United Wholesale Mortgage (Troy, VA)

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Mortgage Rates Richmond VA

mortgage rates in Richmond, VA as of August 4, 2023, without a table:


  • Conventional 30-year fixed: 7.375%
  • Conventional 15-year fixed: 6.509%
  • Conventional 5/1 ARM: 7.459%
  • FHA 30-year fixed: 7.17%
  • FHA 15-year fixed: 6.34%
  • VA 30-year fixed: 6.806%
  • VA 15-year fixed: 6.72%
  • USDA 30-year fixed: 7.25%
  • USDA 15-year fixed: 6.35%

Current Mortgage rates Virginia Beach

List of an average mortgage in Virginia beach as of August 5, 2023:


  • Conventional 30-year fixed: 7.521%
  • Conventional 15-year fixed: 6.664%
  • Conventional 5/1 ARM: 8.179%
  • FHA 30-year fixed: 7.625%
  • FHA 15-year fixed: 6.831%
  • VA 30-year fixed: 7.70%
  • VA 15-year fixed: 6.87%
  • USDA 30-year fixed: 7.75%
  • USDA 15-year fixed: 6.85%

Current Mortgage Rates Alexandria VA

List of mortgage rates Alexandria VA as of August 5, 2023:


  • Conventional 30-year fixed: 7.544%
  • Conventional 15-year fixed: 6.694%
  • Conventional 5/1 ARM: 8.209%
  • FHA 30-year fixed: 7.64%
  • FHA 15-year fixed: 6.851%
  • VA 30-year fixed: 7.72%
  • VA 15-year fixed: 6.89%
  • USDA 30-year fixed: 7.77%
  • USDA 15-year fixed: 6.87%

Current Mortgage Rates Norfolk VA

List of mortgage rates in Norfolk, VA as of August 5, 2023:


  • Conventional 30-year fixed: 7.567%
  • Conventional 15-year fixed: 6.724%
  • Conventional 5/1 ARM: 8.239%
  • FHA 30-year fixed: 7.665%
  • FHA 15-year fixed: 6.871%
  • VA 30-year fixed: 7.74%
  • VA 15-year fixed: 6.91%
  • USDA 30-year fixed: 7.79%
  • USDA 15-year fixed: 6.89%

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

FAQs For Mortgage Calculator Virginia:

H2

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

Can you make payments on Virginia state taxes?

Yes, you can make payments on Virginia state taxes. The Virginia Department of Taxation offers various payment options, including online payments, payment plans, and electronic funds transfers.

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How are transfer taxes calculated in Virginia?

In Virginia, transfer taxes are calculated based on the property's sales price. The tax rate is $0.25 per $100 of the property's value, with an additional 0.25% for localities.

How much is a down payment on a house in Virginia?

The downpayment on a house in Virginia typically varies based on the type of mortgage and the lender's requirements. However, a common downpayment percentage ranges from 3% to 20% of the home's purchase price.

Who is eligible for first-time homebuyers in Virginia?

Eligibility criteria for first-time homebuyers in Virginia may vary based on specific programs or initiatives. Generally, first-time homebuyers are individuals who have not owned a home in the past three years

Does Virginia have grants for first-time homebuyers?

Yes, Virginia offers various grant programs to assist first-time homebuyers. These grants may provide financial assistance with down payments, closing costs, or other homebuying expenses.

How old do you have to be to buy a house in Virginia?

There is no specific age requirement to buy a house in Virginia. As long as you meet the financial and legal requirements for obtaining a mortgage and entering into a real estate transaction, you can purchase a home in the state.

Mortgage Calculator Virginia