#21 Mortgage Calculator Wisconsin

Looking to calculate your mortgage in Wisconsin? Our reliable mortgage calculator Wisconsin is here to help. Whether you're planning to buy a home or refinance, our user-friendly wisconsin mortgage calculator provides accurate estimations. Make informed decisions about your home financing with our convenient mortgage calculator for Wisconsin tailored to your specific needs

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Principal & Interest 1421

Monthly Taxes 1421

Monthly HOA 1421

Monthly Insurance 1421

Current Mortgage Rates Wisconsin

As of October 4, 2023, here are the average mortgage rates in Wisconsin:


Loan Type              Terms                Interest Rate

Conventional           30-year fixed           7.44%

FHA                    30-year fixed           6.53%

VA                     30-year fixed           7.38%

USDA                  30-year fixed            7.13%



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Jumbo Mortgage Rates  Wisconsin

Jumbo mortgage rates in Wisconsin tend to be higher than conforming loan rates due to the larger loan amounts involved. 

As of October 4, 2023, the average jumbo mortgage rate in Wisconsin is 7.87%.

Best Mortgage Lenders In Wisconsin

Here's a list of the best mortgage lenders in Wisconsin based on customer reviews, online ratings, industry recognition, and overall performance:

  • ​Summit Credit Union
  • ​UW Credit Union
  • ​Associated Bank
  • ​Rocket Mortgage
  • ​Fairway Independent Mortgage Corporation
  • ​NBKC Bank
  • ​Homeward
  • ​WaterStone Bank

Mortgage Brokers In Wisconsin

Here are the mortgage brokers in Wisconsin that you mentioned earlier:

  1. Mortgage Nerds
  2. Joonago Mortgage Services
  3. Wisconsin Mortgage Group
  4. First State Mortgage
  5. Summit Mortgage Corporation
  6. Mortgage Solutions of Wisconsin
  7. Mortgage Educators
  8. HomeBridge Financial Services
  9. Mortgage Specialists
  10. MortgageDepot

Current Mortgage Rates In Madison

Here are the current mortgage rates in Madison, Wisconsin as of today, November 5, 2023:

Conventional Loan:

  • 30-year term: 8.375%
  • 15-year term: 7.500%

FHA Loan:

  • 30-year term: 6.375%

VA Loan:

  • 30-year term: 6.125%

USDA Loan:

  • 30-year term: 5.938%

Current Mortgage Rates In Racine

As of October 4, 2023,  here are the current mortgage rates in Racine, Wisconsin:

Conventional Loan:

  • 30-year term: 7.374%
  • 15-year term: 6.511%

FHA Loan:

  • 30-year term: 6.247%

VA Loan:

  • 30-year term: 6.097%

USDA Loan:

  • 30-year term: 5.856%

Current Mortgage Rates In Milwaukee

Here are the current mortgage rates in Milwaukee, Wisconsin, as of November 7, 2023:

Conventional Loan:

  • 30-year term: 7.944%
  • 15-year term: 6.683%

FHA Loan:

  • 30-year term: 7.230%

VA Loan:

  • 30-year term: 6.784%

USDA Loan:

  • 30-year term: 6.549%

Current Mortgage Rates In Kenosha

The current mortgage rates in Kenosha, Wisconsin, as of today, November 7, 2023:

Conventional Loan:

  • 30-year term: 8.190%
  • 15-year term: 7.320%

FHA Loan:

  • 30-year term: 7.067%

VA Loan:

  • 30-year term: 7.563%

USDA Loan:

  • 30-year term: 7.438%

Current Mortgage Rates In Eau Claire

The current mortgage rates in Eau Claire, Wisconsin as of today, October 4, 2023:

Conventional Loan:

  • 30-year term: 6.857%
  • 15-year term: 6.082%

FHA Loan:

  • 30-year term: 5.847%

VA Loan:

  • 30-year term: 5.913%

USDA Loan:

  • 30-year term: 5.771%

Current Mortgage Rates In La Crosse

As of today, October 11, 2023, here are the current mortgage rates in La Crosse, Wisconsin:

Conventional Loan:

  • 30-year term: 7.464%
  • 15-year term: 6.535%

FHA Loan:

  • 30-year term: 6.957%

VA Loan:

  • 30-year term: 6.503%

USDA Loan:

  • 30-year term: 6.260%

Current Mortgage Rates In Oshkosh

The current mortgage rates in Oshkosh, Wisconsin, as of today, November 7, 2023:

Conventional Loan:

  • 30-year term: 7.635%
  • 15-year term: 6.678%

FHA Loan:

  • 30-year term: 7.402%

VA Loan:

  • 30-year term: 6.948%

USDA Loan:

  • 30-year term: 6.713%

Current Mortgage Rates In Green Bay

The current mortgage rates in Green Bay, Wisconsin as of today, November 5, 2023:

Conventional Loan:

  • 30-year term: 7.829%
  • 15-year term: 6.954%

FHA Loan:

  • 30-year term: 6.702%

VA Loan:

  • 30-year term: 6.348%

USDA Loan:

  • 30-year term: 6.103%

Current Mortgage Rates In Appleton

As of today, November 5, 2023, here are the current mortgage rates in Appleton, Wisconsin:

Conventional Loan:

  • 30-year term: 7.374%
  • 15-year term: 6.511%

FHA Loan:

  • 30-year term: 6.247%

VA Loan:

  • 30-year term: 6.097%

USDA Loan:

  • 30-year term: 5.856%

Lowest Mortgage Rates In Wisconsin

As of November 7, 2023, the lowest mortgage rates in Wisconsin are available for USDA loans, which offer an average interest rate of 6.247% for a 30-year term.

Here's a breakdown of the lowest mortgage rates by loan type:

  • USDA loans: 6.247% for a 30-year term
  • VA loans: 6.097% for a 30-year term
  • FHA loans: 6.247% for a 30-year term
  • Conventional loans: 7.250% for a 30-year term and 6.500% for a 15-year term

Credit Score To Buy A House In Wisconsin

The minimum credit score to buy a house in Wisconsin depends on the type of mortgage you're applying for. Here's a breakdown:

  • FHA loans: 580
  • VA loans: 580
  • Conventional loans: 620

Commercial Mortgage Rates In Wisconsin

Commercial mortgage rates in Wisconsin alter depending on the type of property, the loan amount, the borrower's creditworthy, and other factors.

However, as of October 2023, average commercial mortgage rates in Wisconsin range from 5.58% to 15.2%.

Mortgage Rates In Wisconsin History

Average Annual Mortgage Rates in Wisconsin 

  • 2012:           30-Year Fixed Rate: 3.63%,         15-Year Fixed Rate: 2.62%
  • 2013:           30-Year Fixed Rate: 4.08%,         15-Year Fixed Rate: 3.07%
  • 2014:          30-Year Fixed Rate: 4.21%,         15-Year Fixed Rate: 3.18%
  • 2015:          30-Year Fixed Rate: 4.01%,         15-Year Fixed Rate: 2.98%
  • 2016:          30-Year Fixed Rate: 3.94%,         15-Year Fixed Rate: 2.87%
  • 2017:          30-Year Fixed Rate: 3.99%,         15-Year Fixed Rate: 2.91%
  • 2018:          30-Year Fixed Rate: 4.67%,       15-Year Fixed Rate: 3.56%
  • 2019:          30-Year Fixed Rate: 3.95%,         15-Year Fixed Rate: 3.27%
  • 2020:         30-Year Fixed Rate: 2.68%,         15-Year Fixed Rate: 2.17%
  • 2021:          30-Year Fixed Rate: 2.99%,       15-Year Fixed Rate: 2.35%
  • 2022:         30-Year Fixed Rate: 3.11%,          15-Year Fixed Rate: 2.40%
  • 2023:         30-Year Fixed Rate: 6.52%,          15-Year Fixed Rate: 5.60%

Current FHA Mortgage Rates In Wisconsin

As of today, November 7, 2023, the current FHA mortgage rates in Wisconsin are as follows:

  • 30-year fixed: 7.625%
  • 15-year fixed: 6.750%

Current VA Mortgage Rates In Wisconsin

The current VA mortgage rates in Wisconsin as of October 4, 2023, are as follows:

  • 30-year fixed: 7.375%
  • 15-year fixed: 6.500%

Current Refinance Rates In Wisconsin

The current refinance rates in Wisconsin as of today, November 5, 2023:

Loan Type:

  • Conventional (30-year): 7.719%
  • Conventional (15-year): 6.864%
  • FHA (30-year): 7.696%
  • VA (30-year): 7.301%
  • USDA (30-year): 7.001%

Wisconsin Mortgage Fees

Here's a breakdown of common mortgage fees you may encounter in Wisconsin:

  1. Origination fee: This is a fee charged by the lender for processing your loan application and underwriting the mortgage. It's typically a percentage of the loan amount, ranging from 0.5% to 1%.
  2. Appraisal fee: This fee cover the cost of having a professional appraiser assess the value of the property which you're buying. The cost range depending on the property's value and location.
  3. Credit report fee: Lenders typically charge a fee to access your credit report to evaluate your creditworthiness. This fee is usually around -.
  4. Title insurance: This insurance protects the lender's interest in the property in case there are any liens or title defects. The cost of title insurance varies depending on the property's value and location.
  5. Recording fees: These fees are charged by the county recorder's office to document the mortgage and title transfer. The fees vary by county but are typically around -0.
  6. Mortgage tax: Wisconsin imposes a mortgage registration tax of 0.55% of the mortgage amount. This tax is typically paid by the borrower.
  7. Escrow fees: If you're financing property taxes and homeowners insurance through your mortgage, you'll pay escrow fees. These fees cover the cost of administering the escrow account and ensuring timely payments.
  8. Prepayment penalties: Some mortgages have prepayment penalties, which means you may incur a fee if you pay off the loan early.
#21 Mortgage Calculator Wisconsin